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Serving Kitchener-Waterloo & Ontario

Stress-Free Bookkeeping for Growing Businesses

We handle your month-end reconciliations, payroll, HST filing, and financial reporting — so you can focus on what you do best. CPA oversight on every file.

Prepared by CPA Professional
E&O Insured
AI-Powered Automation
Secure Client Portal
Monthly Financial Summary May 2026
Total Income $85,000
Total Expenses $63,000
Net Profit $22,000
Profit Margin 25.88%
Expense Breakdown
Salaries 43% Rent 23% Marketing 14% Other 20%
P&L Trend (6 Mo.)
JanFebMarAprMayJun
Income Expenses
Current Ratio 1.8 Good Liquidity
Debt-to-Equity 0.9 Low Risk
All filings up to date
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Full-Cycle Bookkeeping & Advisory

From monthly reconciliations to CRA compliance, we handle every aspect of your financial administration so your books are always investor-ready.

Monthly Reconciliation

Bank and credit card reconciliations completed monthly, ensuring every dollar is accounted for and your books match your bank statements to the penny.

  • Bank & credit card matching
  • Profit & Loss statements
  • Balance Sheet preparation

Payroll Services

End-to-end Canadian payroll processing including source deductions, EHT, WSIB compliance, T4 preparation, and Records of Employment — filed on time, every time.

  • CRA source deductions & remittances
  • T4, T5, and ROE preparation
  • EHT & WSIB compliance

GST/HST Filing

Accurate sales tax calculation and timely CRA filing. We maximize your Input Tax Credits (ITCs) while keeping you fully compliant with Ontario HST requirements.

  • Quarterly & annual HST returns
  • ITC optimization
  • CRA audit preparation

Accounts Payable & Receivable

Stay on top of cash flow with organized AP/AR management. We track every invoice, follow up on collections, and ensure your vendors are paid on schedule.

  • Invoice tracking & aging reports
  • Collections follow-up
  • Vendor payment scheduling

Financial Reporting

Clear, audit-ready financial statements prepared with CPA-level precision. Comprehensive reports that meet the standards expected by lenders and tax professionals.

  • CPA-reviewed year-end packages
  • Cash flow statements
  • Custom management reports

Catch-Up & Cleanup

Behind on your books? We specialize in bringing disorganized or neglected financial records up to date, so you can start fresh with clean, accurate data.

  • Historical data reconstruction
  • Chart of accounts cleanup
  • QBO/Xero migration support

Why Outsource Your Books?

Doing It Yourself
Nights spent on reconciliations
Missed CRA deadlines & penalties
Guessing on HST & payroll
Scrambling at tax season
No financial visibility
Errors compounding monthly
With SG Accounting
Books done — you focus on growth
Every deadline met, guaranteed
CPA handling every filing
Year-end ready before anyone asks
Real-time dashboards & reports
AI-automated, human-reviewed

Your Books, Done Right — Every Single Month

We bring CPA-level precision to every engagement — pairing deep knowledge of Canadian tax compliance with modern cloud technology to deliver books that are audit-ready from day one.

CRA Compliance Guaranteed

Every filing, every remittance, every deadline — handled with precision. Your HST returns, payroll deductions, and T4s are always filed correctly and on time.

Responsive & Reliable

Questions answered within 24 hours. Monthly books completed on schedule. No missed deadlines, no excuses — just consistent, dependable service.

Cloud-Native Technology

We use QuickBooks Online, Xero, Dext, and TaxDome to automate workflows and give you real-time visibility into your financial health — from anywhere.

Simple, Predictable Monthly Plans

No hidden fees, no hourly surprises. Choose the tier that fits your business and get budget-predictable bookkeeping every month.

Starter

Micro Business

For sole proprietors and freelancers with simple books.

Starting at
$200 /month
  • Up to 50 transactions
  • 1–2 account reconciliations
  • Monthly P&L & Balance Sheet
  • Email support
Get Started
Scale

Mid-Market

Full-cycle support with payroll and monthly review calls.

Starting at
$1,000 /month
  • 150–400 transactions
  • Everything in Growth
  • Full payroll (up to 10 employees)
  • Monthly review calls
  • CRA remittances
Get Started
Premium

CFO-Lite

Advisory-level support with forecasting and multi-entity books.

Starting at
$2,000 /month
  • 400+ transactions
  • Everything in Scale
  • Cash flow forecasting
  • Multi-entity support
  • Strategic advisory calls
Get Started

Getting Started Is Simple

From your first call to your first clean set of books — here’s exactly how we work together.

1

Discovery Call

We learn about your business, current pain points, and what “worry-free books” looks like for you. No obligation, no pressure.

2

Custom Proposal

You receive a clear engagement letter with transparent pricing, defined scope, and a timeline for getting your books in order.

3

Secure Onboarding

We connect to your accounts through our encrypted client portal, import your data, and set up your cloud accounting environment.

4

Ongoing Excellence

Monthly books delivered on schedule with clear reports. Quarterly reviews to keep you informed.

Frequently Asked Questions

Everything you need to know about working with us. Can’t find your answer? Book a free discovery call and we’ll walk you through it.

Every month you receive full bank and credit card reconciliation, categorized transactions, a Profit & Loss statement, and a Balance Sheet. Depending on your plan, this also includes AP/AR management, HST filing, payroll processing, and a monthly review call.

Absolutely. We offer catch-up and cleanup services to bring your books current — whether you’re a few months or a few years behind. We’ll reconstruct your records, reconcile everything, and get you to a clean starting point before transitioning to ongoing monthly service.

We primarily work with QuickBooks Online and Xero, and use Dext for receipt capture and TaxDome for our secure client portal. If you’re currently using different software, we can help you migrate or work within your existing setup.

With us, you get CPA-level oversight at a fraction of the cost of a full-time hire — no benefits, no training, no turnover risk. Our cloud-based workflow means your books are always accessible, and our automated processes reduce errors and save time compared to manual in-house bookkeeping.

Security is a top priority. We use encrypted client portals, bank-level secure connections, and never store credentials locally. All file sharing happens through our secure portal, and we maintain Errors & Omissions insurance for your protection.

Yes. We calculate and file your HST returns on a quarterly or annual basis, optimize your Input Tax Credits, and handle all CRA remittances including payroll source deductions. Every filing is reviewed by a CPA before submission.

After your discovery call, we send a clear engagement letter outlining scope and pricing. Once signed, we connect to your accounts through our secure portal, import your data, and set up your cloud environment. Most clients are fully onboarded within one to two weeks.

No. We operate on a month-to-month basis. We believe in earning your business every month through consistent, high-quality work — not locking you into a contract. You can cancel anytime with 30 days’ notice.

SG
SG Accounting Services
Est. 2026 · Kitchener, ON
CPA Designated Chartered Professional Accountant
E&O Insured Professional Liability Coverage

Built for Ontario Small Business

We’re a Kitchener-Waterloo based accounting firm that specializes in helping Ontario small businesses keep clean, audit-ready books without the stress.

Founded with the belief that every small business deserves the same quality of financial administration as a large corporation, SG Accounting Services combines CPA expertise with the personal attention that comes from working with a dedicated team that knows your business by name.

Every engagement is led by a Chartered Professional Accountant and backed by Errors & Omissions insurance for your peace of mind. We begin with a formal engagement letter defining our scope, responsibilities, and deliverables — so there are never any surprises.

CPA-Led Approach
Cloud-Native Workflow
Ontario Tax Expertise
Fixed Monthly Pricing

Stop Worrying About Your Books.
Start Growing Your Business.

Book a free discovery call and find out how we can take bookkeeping off your plate — permanently. No obligation, no sales pressure.

100% satisfaction guarantee · No long-term contracts · Cancel anytime

Let’s Talk About Your Books

Whether you’re starting fresh or need a cleanup, we’re here to help. Reach out for a free, no-pressure conversation about your bookkeeping needs.

Office

Kitchener-Waterloo, Ontario, Canada

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